Most concrete buildings built prior to 1977 are non-ductile concrete. “Non-ductile” means inflexible or brittle. Due to a lack of reinforcing steel in buildings designed before the implementation of the 1976 building code, these older buildings may not safely resist forces caused by earthquakes...
The Office of the Comptroller of the Currency (OCC) oversees a system of national banks and federal savings associations involved in Commercial Real Estate and Construction Lending, assuring that these institutions are safe, sound, competitive, and capable of providing for the banking needs of...
PFAS or Per- and polyfluoroalkyl substances (PFAS) are a class of man-made chemical compounds widely used for manufacturing an array of household, industrial, and manufacturing goods that contain water repellant properties. PFAS are very resistant to breakdown, migrate easily, and concentrate in...
The term physical deficiencies, typically used in the context of a Property Condition Assessment, means the presence of conspicuous defects or material deferred maintenance of a subject property's material systems, components, or equipment as observed during the field observer's walk-through...
A Plat or Survey Map is the result of the ALTA/NSPS Land Title Survey – also commonly referred to as a Property Map. The Plat Map or Property Map can be very detailed and should contain a great detail of information about the subject property including ownership, rights and limitations to use...
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