By JR Lephew, Principal and Director of Affordable Housing at Partner Engineering and Science, Inc. Published on July 15, 2025, on GlobeSt.
After a high-profile battle in both houses of Congress, Trump’s One Big Beautiful Bill Act (OBBA) will take effect starting in 2026. While the 900-page bill includes provisions aimed at boosting affordable housing, its overall impact on housing affordability for everyday Americans continues to be a subject of debate. Most likely, we will see a mix of outcomes as policies take effect and their impact plays out in the context of other economic and political factors.
In this latest GlobeSt article, JR Lephew discusses the potential effect on housing development and mortgages as it relates to Trump’s new One Big Beautiful Bill Act (OBBA).

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Capital planning in commercial real estate has entered a new phase. In addition to traditional lifecycle replacements, managers now face a growing set of capital needs driven by energy ordinances, decarbonization goals, and climate risk. These drivers are no longer peripheral considerations; they are central to how capital plans are developed, prioritized, and executed.

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