SBA SOP 50 10 8 NAICS CODES

AJ Nosek combines his business background with technical knowledge and experience for managing lender due diligence services with real estate lending clients including SBA, community, regional, and national lenders. He also serves a variety of developers, attorneys, mortgage brokers, CDCs, individual property owners, and municipal clients in physical condition risk assessment. He concentrates on lender policy development, property condition concerns including environmental assessments, construction monitoring, physical condition assessments, appraisal compliance, and lender risk associated with any property type throughout the U.S. and Canada. He has extensive experience with commercial appraisal interagency guideline compliance including review, evaluation, and policy development. The appraisal review services provide qualified, independent, compliant solutions for lending clients, meeting interagency guidelines.

Marshall Stanclift has substantial experience in the commercial real estate industry fulfilling the environmental needs of lending institutions across the country. During his tenure, he has partnered with numerous professionals in the industry to assist in the process of financing small businesses. These individuals include SBA and Commercial Lenders, Certified Development Companies, Secondary Market Officers, Real Estate Brokers, SBA Legal Counsel Members and Real Estate Attorneys. With a focus on the Federal Government’s Small Business Administration Programs, Mr. Stanclift has become a reliable resource for lenders seeking up-to-date information relating to the Standard Operating Procedures for SBA’s environmental requirements.

Steven Luzkow is an Environmental Professional (EP) with more than 30 years of experience as an environmental consultant. Mr. Luzkow serves as a strategic team member in the financial and commercial real estate sectors by combining his extensive knowledge in environmental due diligence with Partner’s national reach of a broad spectrum of services for the management and assessment of real estate to satisfy client objectives. As a Technical Director for Partner Engineering and Science, Inc. (Partner), Steve will be focused on Lender Services, including SBA services, policy development, bank-owned or leased asset due diligence, and more. He drives team participation to manage and satisfy client objectives with a responsive and timely resolution, quality work products, adherence to budgets, and meeting scheduled deadlines. He is responsible for managing due diligence assignments, third party reviews, and lender support services, including underwriting and lender-owned asset assessments. Mr. Luzkow has extensive experience in the all appropriate inquiries (AAI) requirements promulgated under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) and related ASTM E1527 Standard Practice for Environmental Site Assessments. Mr. Luzkow integrated CERCLA and the ASTM standard practice in the finance and consulting sectors.